Simplest Way To Sell & Collect Payment Digitally in India – Instamojo Review

If you have some digital goods to sell, you should have a payment gateway to collect your money online. No idea about payment gateway??? Wikipedia says, “ a payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks, and clicks, or traditional brick and mortar. The payment gateway may be provided by a bank to its customers, but can be provided by a specialized financial service provider as a separate service, such as a payment service provider.” In simple words, a payment gateway will help you to collect your payment from customers.

It is worth discussing an Indian based payment gateway, Instamojo. is a digital payment platform that helps you to sell any of your digital goods and collect the payment online. The steps for payment collection are very simple that makes Instamojo very popular among digital business. Let us see the steps to start an account with Instamojo.

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Steps to start Instamojo account for collecting online payments

  1. First, you will need to sign-up for an account by giving your username, password, email address and phone number.
  2. Now add your mobile number and enter the OTP verification code that you have received from Instamojo.
  3. Choose a username which will be your identity on instamojo.
  4. Once you have created your account you will need to verify your account by entering the PAN details and bank account details.
  5. Accept the terms and service and you are now ready to collect the payments. Share the link with your username to collect your payments.

You can collect your payment by simply creating a link using Instamojo. The lovely thing about Instamojo is, it takes 5 minutes to get started & in another 5 minutes, you can activate your account. There is no setup fee for starting an Instamojo account. It has a simple easy to use interface. The customer service is also good.

The popularity of this Indian based payment gateway is understood from their number of sellers and product links. Instamojo has more than 300000 sellers,  500000 product links, and 5000+ stores. has another payment feature called “SocialPay”. It helps you to create links where users can pay you indirectly by either tweeting or updating the status in regards to your product or service on social-networking sites. By this feature, the sellers can guarantee that word is spread across social channels about their product or service. Instamojo also launched its official android app for small businesses. Instamojo can be integrated with your website or mobile application. You can integrate across all mobile platforms like Android, iOS & Windows using a Webview.

Overall, Instamojo is a recommended Indian based payment gateway that won the heart of many e-commerce businesses within a short period of time.

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